Application Attributes
The highlights of the Etude™ Universal Banking System are:
• Full exploitation of the Microsoft .net framework – Visual Team System, BizTalk, Windows Server & SQL Database
• Service Oriented Architecture (SOA) – allowing banks to selectively retain the most valuable existing applications.
• Product-Build Engine – through extensive parameter files and a sophisticated element matrix structure, banking products and services can be successfully created and commercially launched without the need for programming.
• 24 x 7 on-line, real time transaction processing environments and information access – in full contrast to batch driven processes common among banks today.
• Multi-Currency – Etude™ facilitates the creation of banking products in all currencies, including a general ledger function that allows for multiple views of the business in any number of currencies.
• Multi-Language – a single version of the system can automatically switch between target languages as desired.
• Multi-Entity – a single image of the application is capable of running multiple banks and separate brands within a consolidated financial services organization.
• Multi-Country - a single common platform capable of adapting to country specific reporting and accounting regulations, as well as unique market characteristics.
• Multi-Zone – Etude™ will support banking operations in multiple time zones to ensure end-of-day consistency and time-stamping of transactions independently of where they take occur.